Terms and Conditions

These Terms and Conditions govern your use of the corythanelvo website and consultation services. By accessing our website or using our services, you agree to be bound by these terms.

Effective Date: August 9, 2025

Please read these terms carefully before using our services

Definitions

For the purposes of these Terms and Conditions:

  • Service: Refers to the financial planning consultations and related services provided by corythanelvo
  • User/Client: Refers to any individual who accesses our website or uses our services
  • Content: All information, text, graphics, and materials available on our website
  • Account: Your subscription account for accessing our consultation services

Acceptance of Terms

By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

If you do not agree with any part of these terms, you must not use our website or services.

Eligibility

To use our services, you must meet the following requirements:

  • Be at least 18 years of age
  • Have the legal capacity to enter into binding agreements
  • Provide accurate and complete information when registering

User Responsibilities and Conduct

As a user of our services, you agree to:

Prohibited Activities

  • Use our services for any unlawful purpose or in violation of applicable laws
  • Attempt to gain unauthorised access to our systems or other users' accounts
  • Transmit any harmful, threatening, or inappropriate content
  • Interfere with the proper functioning of our website or services
  • Use our services to distribute spam or unsolicited communications

User Obligations

  • Maintain the confidentiality of your account credentials
  • Notify us immediately of any unauthorised use of your account
  • Provide accurate and up-to-date information as requested

Service Usage Rules

Our consultation services are subject to the following usage guidelines:

Acceptable Use

Our services are designed for legitimate financial planning discussions and consultations. You may use our services to explore financial planning approaches, discuss market insights, and receive analytical reviews relevant to your situation.

Unacceptable Use

You may not use our services to seek regulated financial advice, tax preparation services, or legal advice. Our services are consultative in nature and do not constitute formal advisory services.

Intellectual Property Rights

All content on our website, including text, graphics, logos, and software, is owned by corythanelvo or our licensors and is protected by copyright and other intellectual property laws.

You may not reproduce, distribute, or create derivative works from our content without written permission.

You retain ownership of any personal information or content you provide to us during consultations.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy.

Privacy Policy Please review our Privacy Policy for detailed information about how we handle your data

Payment Terms

The following payment terms apply to our subscription services:

  • Monthly subscription fees of AUD $250 are billed in advance
  • All prices include applicable GST at the current rate of 10%
  • Payment is due within 7 days of invoice date
  • Late payments may result in suspension of services

Termination

You may cancel your subscription at any time with 30 days written notice. No refunds will be provided for unused portions of prepaid subscription periods.

We may terminate your access to our services immediately if you breach these terms or engage in prohibited activities.

Upon termination, your right to access our services will cease, but these terms will continue to apply to any prior use of our services.

Disclaimers and Warnings

Warranty Disclaimer

Our services are provided on an "as is" basis without warranties of any kind, either express or implied. We do not guarantee specific outcomes or results from our consultation services.

Past performance does not guarantee future results. Individual results may vary based on personal circumstances and market conditions

Limitation of Liability

To the maximum extent permitted by Australian law, our total liability to you for any claims arising from these terms or your use of our services shall not exceed the amount you paid for our services in the 12 months preceding the claim.

We shall not be liable for any indirect, incidental, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities.

These limitations do not affect your statutory rights under Australian Consumer Law where they cannot be excluded

User Indemnification

You agree to indemnify and hold harmless corythanelvo from any claims, losses, or damages arising from your use of our services or violation of these terms

Dispute Resolution

We encourage resolving disputes through direct communication. However, if formal resolution is necessary:

Arbitration Process

Disputes may be resolved through arbitration under Australian arbitration rules:

  • Arbitration will be conducted in Melbourne, Australia
  • The arbitrator's decision will be final and binding
  • Each party will bear their own costs unless otherwise determined

EU Online Dispute Resolution

European users may access the European Commission's Online Dispute Resolution platform:

ODR Platform: Access the EU ODR platform for online dispute resolution

Governing Law

These terms are governed by the laws of Australia and any disputes will be resolved in Australian courts

Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be posted on this page with an updated effective date.

Continued use of our services after changes constitutes acceptance of the modified terms. We recommend reviewing these terms periodically.

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will remain in full force and effect

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and corythanelvo

Contact Information

For questions about these Terms and Conditions, please contact us using the information provided on our contact page

Email: contact@corythanelvo.com

Phone: +61 85 568 388

Address: 123 Collins Street, Melbourne VIC 3000

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions